Guest Experience Manager handing keys to guest

Car Lease Length Options: What's Best for Wisconsin Drivers?

Choosing the right lease length is one of the most important parts of the leasing process. Whether you’re driving around Fond du Lac, Appleton, or Sheboygan, your ideal lease term depends on how often you drive, how long you plan to keep the vehicle, and how you want to manage your monthly payments. At Holiday Automotive, we’re here to break it down for you.

What Is a Lease Term?

Your lease term is the length of your lease contract — most commonly 24, 36, or 39 months. Some lenders offer terms as short as 12 months or as long as 60 months, but the sweet spot for most Wisconsin drivers tends to be between two and three years.

Popular Lease Length Options

  • 24-Month Lease
  • Best for: Drivers who want to switch vehicles frequently
  • Pros: Frequent upgrades, typically less wear and tear
  • Cons: Higher monthly payments compared to longer terms

If you like driving the latest models or prefer shorter commitments, a 2-year lease might be perfect. It’s also a good option for short-term vehicle needs, like a temporary work relocation in Wisconsin.

36-Month Lease

  • Best for: Most drivers — this is the industry standard
  • Pros: Balance of lower payments, warranty coverage, and flexibility
  • Cons: Slightly higher maintenance exposure near lease-end

Three-year leases are ideal if you want predictable costs and lower payments. Plus, they often align with factory warranties from brands like Ford, Mazda, and Chevy.

48- or 60-Month Lease
  • Best for: Drivers who want the lowest monthly payment possible
  • Pros: Lower monthly payments
  • Cons: Out-of-warranty repairs, risk of excess wear and tear

Longer leases can reduce your monthly cost, but they come with added maintenance and depreciation risks. They’re best for people with stable driving needs who plan to stick with the vehicle long-term.

Factors to Consider When Choosing a Lease Term

Annual Mileage: Will you exceed the mileage limit? Wisconsin commuters may want a lease that fits higher mileage needs.

Warranty Coverage: Most factory warranties last 36 months, longer leases may require additional protection.

Vehicle Use: Is this your daily driver for winter roads in Oshkosh or a second vehicle for errands around Fond du Lac?

Budget: Do you prefer lower payments over time or quicker turnover into a newer model?

Should You Lease Short-Term or Long-Term?

If you want the flexibility to get into a new car frequently, or avoid costly out-of-warranty repairs, a shorter lease is probably your best bet. But if monthly payment is your #1 priority, a longer lease could work better. Either way, our team at Holiday Automotive will help match you with the lease length that fits your needs and lifestyle.

Explore Lease Deals in Wisconsin

From snowy winters in Beaver Dam to summer drives to Lake Winnebago, your lease should match your Wisconsin lifestyle. Explore our current lease offers or speak with a non-commissioned Guest Experience Manager today. We make leasing simple, stress-free, and tailored to you.

Contact us or visit our Fond du Lac location to learn more about choosing the right lease term for your next vehicle.